Personal Accident Insurance

Rowland House Insurance Brokers can arrange various types of Personal Accident insurance, including on a Group basis and for individuals.

Group Personal Accident

This type of policy is designed for employees, members and participants of organisations such as businesses, associations, and special interest groups, and is an essential component of an employee benefits package provided by an employer.

Benefits include:

• • 24 hour annual coverage resulting from an accident
• • Payments following accidental death, dismemberment, permanent or partial disablement
• • Payment for loss of income for temporary total/partial disability

Benefits may be based upon a stated amount for all members or as a multiple of salary.

Individual Personal Accident – Accident &/or Illness

This insurance is suitable for persons in employment, particularly for those who are self-employed.

Benefits include:

• • 24 hour annual coverage resulting from an accident
• • Payments to an insured person’s estate in the event of accidental death
• • Benefits available to replace lost income for temporary total/partial disability

Benefits may be based upon a stated amount as a percentage of salary