Life & Income Protection Insurance

Structuring a balanced life insurance program

Have you:

• • designed a balanced life insurance program around your needs
• • arranged the right cover at the right price
• • Considered and implemented:
  •   your business will
  •   your personal will
  •   planning the succession of business and personal assets.

Consider this:

• • few of us would drive a new vehicle out of the showroom or buy a home without insuring it, but when it comes to life and income protection insurance many of us think "It'll never happen to me". Unfortunately statistics show us that it not only can - it almost certainly will.
• • thanks to modern medicine, we're living longer, healthier lives. But when we fall ill, the financial impact of medical bills, lost work time, and loss of income can be more distressing than the illness itself - both personally and professionally.
• • life, total and permanent disability, income protection, and trauma insurance are some of the most valuable assets that you and your business can own.

The unexpected can happen - sometimes good, sometimes bad. It's the difficult times that you need to plan for.

A balanced life insurance program coupled with well structured personal and business wills can give you peace of mind knowing you, your family and your business are financially secure no matter what happens. Rowland House can point you in the right direction.

Structuring a personal insurance program can be hard enough without professional help. But what about the maze of legal and accounting issues you face when insuring your business's financial security against long-term disability, or the death of a partner or key person? Our business partners will work with your legal and accounting advisers in ensuring the proper distribution of assets.

If you would like to know more about Life & Income Protection Insurances, please contact our office.