Bowen Association of Australia
Rowland House, in consultation and partnership with the Bowen Association of Australia, has developed a comprehensive and price competitive combined professional indemnity and public/products liability product for members. The insurer is CGU.
Allied Health Practitioners are not immune from making mistakes or alleged mistakes. These mistakes can lead to legal action if the third party can demonstrate loss (financial, emotional, physical, etc).
A Professional indemnity policy is designed to provide legal support to defend claims and pay damages if fault/negligence is established.
Key features of the Professional Indemnity policy
- • Cover for damages in the event a financial indemnity is awarded to a third party
- • Cover for allegations of professional wrongdoing in the delivery of your professional services. For example, negligent advice, treatment injury, incorrect diagnosis, breach of confidentiality and privacy
- • Legal assistance and defence costs cover
- • Libel and Slander / Defamation Claims
- • Nil Excess
Public and Products Liability Insurance - Coverage Description
Public Liability - covers claims for accidental bodily injury or property damage to clients and/or members of the public at your premises or anywhere you work within Australia or New Zealand. For example, a third party falling and injuring themselves because of a slippery floor.
Products Liability - covers claims of bodily injury or property damage arising from the failure of goods sold or supplied by you. This cover does not extend to wholesale or retail production and/or distribution of products for which no therapeutic consultation has taken place between you and the individual client.
